LendingNetwork™
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Where do you go when your bank can't provide the financing your business needs?

Overview

The Goldleaf LendingNetwork™ offers "outside the box" financing from a group of more than 20 of the most dedicated, responsive lenders in the industry. When facing financial hurdles, you need flexible partners that help your business with maximizing cash flow, meeting payroll, continuing operations, and managing seasonal fluctuations. The Goldleaf LendingNetwork presents a variety of creative solutions to help your business flourish.

Please click on any of the products listed below for more information.

Resource Description
Standard factoring Purchase of accounts receivable for a fee with up to 90 percent in advances. Normally includes full notification and collections. A good fit for companies with tight cash flow.
Construction factoring Purchase of accounts receivable for companies in the construction industry. Normally requires verification that work has been completed.
Medical factoring Purchase of accounts receivable for businesses providing medical services. Includes Medicaid, Medicare, state programs, and insurance company accounts receivable.
Retail / Self Pay factoring Purchase of receivables via electronic commerce for consumer-related customers. Extended term programs are available.
Asset-based lending A monitored line of credit where the borrowing base determines the advance amount. A good fit for growing businesses who need to leverage multiple types of assets.
Inventory financing A monitored line of credit established with inventory as the sole form of collateral. Flexible programs designed to meet your ongoing or seasonal cash needs. The borrowing base value and the percentage of raw goods vs. finished goods determine the amount of availability the borrower is able to access.
Purchase order financing Short-term financing for the purchase or manufacturing of specific goods that have been pre-sold by the business to its creditworthy customers.
Equipment financing Leasing and purchase transactions for small equipment, high-dollar co-generation facilities, telecommunications systems, and medical equipment, etc. Available to all types of businesses.
Collections Professional and reputable third party collections product that offers multiple levels of service. Programs range from soft collection letters in an early-out setting to contingency based collection of severely past due and difficult accounts. Business to Business receivables only.
Commercial real estate Financing for acquisition, expansion, recapitalization, and refinancing of commercial property.
SBA loans
 7(a) -- funding for acquisition, expansion, construction, recapitalization, refinancing, machinery and equipment purchases, business buyout, and working capital.
 504 -- enables businesses to purchase commercial real estate, large machinery, and large equipment.
Clients
The Goldleaf LendingNetwork serves all types of businesses including those in these circumstances:
 Considered "unbankable" by traditional underwriting criteria
 Slow turning or non-performing accounts receivable
 Limited opportunities due to strained cash flow
 Limited profitability for any reason
 Maxed out lines of credit
 Startup (new company)
 Bankruptcy
 Business owners with poor personal credit
 Tax liens
Success Stories
Read in more detail about actual solutions provided by Goldleaf's LendingNetwork:
 Fusion Environmental Management
 Murdock Cement & Stone Company
Benefits
The Goldleaf LendingNetwork provides:
 Connection with an appropriate funding source
 A quick turnaround -- average credit response time is four days
 A soft landing after being declined for traditional bank financing
 An incubation period to regain financial strength
 A possible future credit relationship with your bank
Work Flow
1. You submit the application (online or fax).
2. Goldleaf receives the application and contacts you.
3. Goldleaf matches your business with an appropriate funding source.
4. The lender contacts you to gather financial information.
5. The lender makes a credit decision to fund your business.
6. You get the cash you need.
Online application form
Getting Started

You can submit your application today online or you can print the application and fax it to 615-565-3444. For more information about the Goldleaf LendingNetwork, call 800-235-5584 or